Empower your business with PixVibe UPI. The next-generation self-hosted UPI payment gateway engine supporting PhonePe, Google Pay, Paytm, BharatPe, CRED, BHIM, and top Indian banks with 0.5s auto-settlement directly into your bank.
Connect any UPI merchant app or corporate banking account with automated intelligent routing, pulse QR, and 0.5s instant webhook notifications.
Merchant Soundbox & QR
GPay Business Audio Alerts
All-in-One Merchant QR
0% MDR Universal QR
High-Trust UPI Rails
NPCI Official UPI Gateway
Amazon UPI Merchant
Axis Bank Merchant UPI
Instant Digital UPI Wallet
Vyapar UPI & Merchant POS
Direct Corporate Merchant UPI
SBI Yono Merchant UPI
Axis Direct Merchant QR
Kotak All-in-One Merchant
bob World Merchant UPI
Canara ai1 Merchant Pay
PNB ONE Merchant Pay
Union Vyapar UPI
YES Pay Merchant UPI
Indus Merchant Solutions
Connect any custom Virtual Payment Address (VPA), Neo-Bank, or Payment Handle.
Our flexible gateway architecture allows you to bind any custom UPI ID (e.g. store@okaxis, merchant@apl, pay@jupiteraxis). The checkout engine dynamically wraps your custom VPA with dynamic transaction references and auto-sync reconciliation.
Say goodbye to manual UTR entry. Our native Android Companion App listens for credit notifications from your merchant apps in the background and verifies payments in 0.5 seconds.
Discards all non-payment notifications (WhatsApp, Telegram, SMS). Zero personal data processed.
Dispatches encrypted webhook payloads with instant signature matching and order auto-success.
Optimized Kotlin background foreground service with persistent boot auto-restart.
Built strictly following Google Play Developer Guidelines with transparency agreements.
Download the companion Android APK directly from your merchant portal or compile from source.
Get Android Sync AppStart accepting 0% fee payments in less than 2 minutes.
Sign up instantly and generate your secret API authentication User Token.
Connect PhonePe, GPay, Paytm, or Bank in UPI Settings with our 24/7 sync app.
Customer scans dynamic pulse QR or taps 1-Click UPI intent on mobile.
Funds hit your bank immediately. Webhook marks order SUCCESS in real-time!
Stop losing 2% to 3% of your gross revenue on every single order.
| Feature Comparison | PixVibe UPI | Traditional Payment Aggregators |
|---|---|---|
| Transaction Commission Fee | 0.00% (Flat Subscription) | 2.0% - 3.5% per txn + GST |
| Payout / Settlement Speed | Instant 0.5s (Direct to Bank) | T+2 to T+3 Business Days |
| Rolling Reserves / Fund Holds | ZERO Reserves Held | 10% - 20% Security Reserve |
| Account Setup & Onboarding | Instant 2 Minutes | 2-3 Weeks Strict Document Verification |
| Self-Hosted & White-Label | 100% Brand Control | Third-party Hosted |
Standard RESTful APIs with ready-to-use SDKs in PHP, Python, Node.js, and WooCommerce.
<?php
$payload = [
'customer_mobile' => '9876543210',
'user_token' => 'YOUR_API_USER_TOKEN',
'amount' => '499.00',
'order_id' => 'ORDER_' . time(),
'redirect_url' => 'https://yoursite.com/callback'
];
$ch = curl_init('https://upi.pixvibeapps.shop/api/create-order');
curl_setopt($ch, CURLOPT_POST, true);
curl_setopt($ch, CURLOPT_POSTFIELDS, $payload);
curl_setopt($ch, CURLOPT_RETURNTRANSFER, true);
$response = json_decode(curl_exec($ch), true);
// Single Universal Checkout URL returned:
header("Location: " . $response['result']['payment_url']);
?>No coding required for popular eCommerce systems. Download our plug-and-play extensions:
No percentage cuts. All payments land 100% directly into your linked bank account.
1 Month Access
3 Months Access
6 Months Access
1 Year Full Access
Everything you need to know about our 0% fee UPI gateway.
Our technical support engineers are available 24/7 on WhatsApp, Helpdesk Tickets, and Email to assist you.